How Does a Credit File Work?
What Can They See?
Why Did I Fail?
How Does The Credit Repair Process Work?
- Incorrect information, including accounts and payments that aren’t yours or require updating.
- Past overdue accounts that were late, or sent to collections.
- Maxed out bank accounts that exceed the credit limit.
Is The Credit Repair Process Worth It?
Credit Repair Process | We have formulated the best credit restoration process in Australia! We remove black marks from your credit file
Our expert Credit Repair Specialists have developed the most effective credit repair solution in the market and will have you approved for loans in no time at all. Check out our unique credit restoration process below to see how Australia Credit Repair can improve your credit rating.
- No Obligation Consultation- We assess your current situation and financial history to understand the best approach for repairing your bad credit rating
- Research- Our in-depth investigation process allows us to gather all information regarding your financial history and develop the most effective credit repair strategy for your situation.
- Credit Repair Strategy- After determining that credit repair is the best way forward for you or your business we develop a unique credit restoration campaign and begin work straight away.
- Credit Agency Communication- Our credit report amendments are forwarded to the relevant credit providers, reporting agencies and applicable financial organisations.
- Follow Up- Our credit repair specialists continue to communication with the relevant agencies to ensure your negative listings are removed from your credit file ASAP.
- Response- The majority of our cases are closed at this stage following a successful response from the Credit Reporting Agency.
- Escalation- In some rare instances your Credit Repair Case may require further escalation to ensure a “bad credit rating” is removed.
- Review- Our expert financial consultants review all cases that require escalation and continue to engage with the relevant bodies to improve your credit rating.
- Independent Review & Legal Action- A tiny percentage of our clients require their case to be heard before an Independent Body or pursue legal action. If your credit repair claim requires further escalation we can assist you in taking the appropriate legal action.
Australia Credit Repair | Your Expert Team in the Financial Services Industry
Australia Credit Repair are the financial industry’s experts in providing professional Credit Restoration Services. We have helped thousands of clients across the country who were disadvantaged by bad credit ratings by removing negative listings on their credit file and achieving a good credit rating. Put Australia’s Best Credit Repair Company to the test today!
Feel free to submit an online form and one of our friendly consultants will be in touch with you shortly. Alternatively you can call us on 02 8006 0375 to speak with an expert about fixing your bad credit rating.
Why Repair Credit?
People who have a bad credit rating are disadvantaged when it comes to credit. Many people consider their disadvantage unfair as they are continuously declined for home loans, personal loans, car loans, credit cards and even phone contracts. However, even if you are somehow approved it is likely that you will be paying thousands of dollars extra in interest payments every year.
There are many reasons people choose to repair their credit. Some of these reasons include:
Benefits of Credit Repair – Cleaning up your Credit File can:
- Improve the interest rate you are offered
- Make the difference between an approval or a decline
- Give you wider choice with lenders and financiers
- Allow you to refinance at better terms
- Regain control of your finances
QS: Do we need to be an "authorized agent" ?
A BIG THANK YOU to the Australia Credit Repair Team! You guys managed to clear my bad credit listing in less than a month. My husband and i are very grateful and have recommended you to our friends! Once again, thank you for the assistance.
My home loan application was rejected by so multiple banks because I failed to pay one of my bills years ago. I almost gave up the dream of buying my first home. Thankfully I found Australiacreditrepair. The removal of my credit listing enabled me to obtain my mortgage almost immediately and at an affordable rate. I can't be more grateful.
Several years ago, I was facing severe financial hardship. No one could help me and I entered into multiple defaults. But thanks to Australiacreditrepair, im debt free now.